Offer alternative payment methods for purchases and hold funds securely in Alviere Wallets. Funds flow seamlessly from merchant to consumer account, or P2P, and stored value Wallets can be funded directly from discounts or via consumer funding methods including cards, direct deposit, cash, or check.
Connect to backend systems and mobile apps via a single API. Developers can access robust SDKs for custom integrations via Maven or manually.
Process customer payments using existing Point-of-Sale systems, bypassing network [interchange] fees.
Add Wallet capabilities to an existing mobile app, extending recognizable brand colors & imagery.
Add funds to consumer Wallets with each purchase, cashback reward, refund or promotion. Wallet funds are closed-loop, only spent with the issuing brand.
Track all consumer spending to personalize offers, rewards and promotions.
Add the ability for consumers to fund Wallets using existing cards or cash at physical locations.
Consumers can add funds to Wallets via ACH, with manual or regularly scheduled payments.
Funds move instantly from Wallets for purchases via mobile app or POS systems. Allow P2P transfers, wallet-to-wallet.
Funding Wallets is safe with direct links from consumer accounts.
Transact and hold multiple local and foreign currencies.
Deel, a global HR and payroll company, gave its clients the ability to offer Wallets for contractors and employee payouts. Wallets allow a seamless payout for workers worldwide, reducing the cost and effort of payroll processing. Wallet holders can allocate their pay for savings, planned expenditures, and always have it available as needed. Wallet holders can spend funds using an open-loop debit card, transfer via ACH to other accounts or for P2P transactions, or send money via global remittance.
Extend your loyalty program with a stored value Wallet. Keep customers coming back by offering an alternative payment method and a way to keep funds for future purchases. Customers can fund via direct deposit and accrue rewards discounts and cashback via the branded Wallet.
Discounts and cashback can be added to a closed-loop wallet, keeping customers coming back to redeem, spend, and repeat. Engage more customers more frequently with top-of-wallet offers to drive promotions, in-store visits and app use.
With Wallet funding via direct deposit, there’s no merchant acquiring fee, so more dollars can be spent on loyalty programs and personalized rewards.
Alviere provides comprehensive compliance, risk management, and security. This means full compliance and support for FDIC-insured bank accounts and strict Know Your Business (KYB) and Anti-Money Laundering (AML) standards and processes. Additionally, Alviere assures robust fraud and identity management protocols and PCI & SOC 2 certifications to safeguard your business, allowing your customers to operate with confidence and peace of mind.
Alviere is a licensed money transmitter. This allows the transfer of money or monetary value from one entity to another, often across borders. This can include businesses facilitating payments, sending remittances, or providing virtual currency exchange services. In addition to registering with FinCEN as a Money Services Business, Alviere has licenses throughout the U.S.
Alviere Accounts are covered by the Federal Deposit Insurance Corporation (FDIC) on a pass-through basis by Alviere's bank partners.
Whether you need to lower customer acquisition costs, attract and retain talent, or improve operational efficiency, Alviere’s embedded finance platform has a solution to your toughest business challenge.
With one platform, tailor solutions through an extensive range of branded financial products.
