Co-branded Debit Cards
Expand existing loyalty, rewards, and co-branded card programs with a fully branded debit solution that drives engagement, everyday spending, and seamless disbursements. Launch a debit card that rewards purchases, delivers instant payouts to sellers or contractors, reaches new customers, and provides a truly differentiated experience — all without the complexity of managing banks or compliance in-house.
Capture value from every transaction — instantly. Co-branded debit cards generate interchange revenue on purchases, while funds held in debit accounts earn yield until spent. This dual-source model turns everyday spending and stored balances into predictable, recurring revenue for your business.
Reach audiences who prefer debit or may not qualify for traditional credit cards. A co-branded debit card extends your card program to every customer segment — credit-averse, underbanked, or simply those who want transparency and control. Create daily engagement that complements existing credit programs.
Keep your brand at the center of your customers’ financial lives. Integrate a digital wallet experience directly into your website or app, so your company owns the full interaction, there are no competing logos or unexpected redirects. Personalize rewards, control the design, and build loyalty through every spend, save, and earn moment.
Expand existing co-branded card programs with financial solutions for every customer segment. Launch a co-branded debit card to reward passengers and guests regardless of their credit history. Earn new revenue through interchange, fees, and stored funds.
Customers can apply for co-branded debit cards without a credit check. Virtual cards can be issued instantly, with the option to add a physical card for travel use. Everyday spending earns points, miles, or rewards, generating interchange for the brand, while consumer funds held in the debit account accrue interest.
Give everyday shoppers a reason to return. Pair a co-branded debit card with instant cashback, member-only discounts, or early access to exclusive drops — no credit check required. Every purchase strengthens loyalty and turns everyday spending into engagement.
Co-branded debit cards extend loyalty programs by holding cashback balances and rewarding real spending. Virtual cards can be issued immediately, with physical cards available for everyday use. Each transaction generates interchange revenue, while stored funds earn interest — creating ongoing value for both the enterprise and the customer.
Modernize disbursements with branded debit cards that deliver funds instantly. Whether paying sellers, gig workers, claimants, or partners, debit eliminates delays, lowers costs, and provides immediate access to earnings.
Replace checks and batch transfers with direct-to-card payouts. Recipients receive funds instantly on branded debit cards they can use anywhere, keeping your company visible with every transaction. Balances remain interest-bearing until spent, turning payouts into an opportunity for both engagement and revenue.
Through proprietary technology and a robust ecosystem of partner integrations, the HIVE platform and Alviere expert guidance simplifies the complex process of launching and managing financial services. The financial capabilities in the Co-branded Debit Cards solution include: