retail

Retail

Retailers face new challenges in the way consumers shop, compare, and purchase. Less loyalty and lower margins in a competitive market means the industry must innovate to deliver new revenue streams. Embedding financial products into existing workflows offers a path to increase foot traffic, incentivize customer loyalty, and grow revenue per square foot all while maintaining brand ownership.

More purchases, more often

How financial services work within your existing stores, programs, and systems to enhance operations worldwide.

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Keep customers loyal with embedded financial solutions

Enhance your retail business with white-label solutions through the Alviere HIVE platform.

Increase foot traffic and grow revenue per SF

Cross-border Remittances

Bring customers back to brick & mortar locations by offering an easy, reliable way to send money abroad from your store. As customers consider where to fill up or stock up next, remittance is a trip driver to your business.

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In-store cash loading Integrated wallets White-label customer support
How it works

Offer remittances through existing POS systems, or integrate virtual wallets into your app to allow money transfers to 100+ countries. Alviere’s regulatory framework supports in-store cash loading.

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Incentivize future purchases

Save Now, Buy Later (SNBL)

Make sure shoppers choose your business for Back To School, Holiday, and other planned spending by incentivizing them to save up. Become the go-to retailer for that splurge by enabling recurring deposits & savings.

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Interchange revenue Rewards & cashback Interest-bearing accounts
How it works

Embed white-label accounts or wallets into an existing website or app, allowing customers to deposit funds. Once they reach a savings goal, it’s time to buy.

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Engage more of your customers, even with low or no credit

Co-branded Debit Cards

Expand existing store loyalty and co-branded card programs with financial solutions for every customer segment. Launch a co-branded debit card to reach shoppers with rewards regardless of their credit history.

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Open or closed-loop Full identity verification No credit check required
How it works

There’s no credit check required for customers to open a co-branded debit card with your brand. Embed it into an existing app or website, or as a separate user experience. Tailor rewards with points, cashback, or bonuses for card usage.

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Expand your loyalty program

Loyalty Wallets

Increase engagement and repeat purchases by giving your most loyal customers a stored value wallet. Customers pre-fund their next purchase, and cashback rewards and incentives are spent with your company.

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Cash & card loading Interchange bypass POS and CRM integration
How it works

Add a wallet capability to your existing loyalty program and app. Closed-loop wallet balances are increased by customer funds and cashback rewards and refunds.

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Expertise from a full service team

Alviere invests in your business to configure a fully embedded solution, harness subject matter expertise during implementation, and maintain a strategic lens on profitable growth. Learn about the resources, milestones, and know-how you can expect with us.

retail

Expertise from a full service team

Alviere invests in your business to configure a fully embedded solution, harness subject matter expertise during implementation, and maintain a strategic lens on profitable growth. Learn about the resources, milestones, and know-how you can expect with us.